Business Products & Services

NationsHeritage Federal Credit Union offers a wide variety of business products and services. Our business accounts offer the same competitive rates that are available from other financial institutions. Our financial products are also complimented by some of our business partners who can offer the business owner payroll solutions, merchant services, small business loans, investment services and much more.

Simply Business Checking

NHFCU’s Simply Business Checking is ideal for any organization, small or large. 

Basic Account Requirements

• $5.00 in a NHFCU Business Share Savings to establish membership (upon qualification)
• $50.00 initial deposit required to open a new Simply Business Checking Account
• $2,500.00 minimum average daily balance required to waive $12.00 monthly fee
• $2,500.00 minimum average daily balance required to waive $0.10 per deposit item fee

Simply Business Checking Account Features & Benefits:

• FREE & Unlimited foreign ATM and POS (point of sale) transactions*
• FREE & Unlimited 24hr Online Business Banking
• FREE & Unlimited 24hr Online Business Bill Payment
• FREE & Unlimited “e” (electronic) statements via email (optional)
• FREE & Unlimited 24hr Telephone Teller Banking
• FREE & Unlimited business check writing
• FREE & Unlimited night depository bags
• FREE & Unlimited teller window transactions
• FREE & Unlimited outgoing & incoming ACH transactions
• FREE use of NHFCU photocopy machines in branch lobbies 
• FREE use of NHFCU shredding bins in branch lobbies
• FREE use of NHFCU fax machines in branch lobbies
• FREE Notary Public services for business clients
• FREE & Unlimited currency and coin orders
• FREE & Unlimited currency counting and strapping
• Coin counting and rolling services (cost 3% of total amount)
• Worry-free Member Privilege (overdraft) Service up to $800
• FREE Benefits For Your Employees!

• FREE Financial Seminars such as Credit Counseling, Programs for First Time Homebuyers, Options to Save For Education, Saving For Retirement, and more…delivered at your location or ours, upon request (available to clients with 10+ employees)

• FREE $25.00 American Express gift card for each employee when they open their first NHFCU personal checking account!

• Plus, a FREE $10.00 (office supply) gift card for your company, for each employee who opens their first NHFCU personal checking account

*FREE & Unlimited ATM usage includes any NHFCU ATM, any foreign ATM on the SUM network (they won’t charge you and neither will we), and any foreign ATM not on the SUM network (they may charge you for using their ATM but we won’t charge you for using their ATM).

Non-Profit Business Checking

Basic Account Requirements

• $5.00 in a NHFCU Business Share Savings to establish membership (upon qualification)
• $50.00 initial deposit required to open a new Non-Profit Business Checking Account

Non-Profit Business Checking Account Features & Benefits:

• NO MINIMUM BALANCE REQUIREMENT
• NO MONTHLY SERVICE FEES
• NO DEPOSIT ITEM FEES
• FREE & Unlimited foreign ATM and POS (point of sale) transactions*
• FREE & Unlimited 24hr Online Business Banking
• FREE & Unlimited 24hr Online Business Bill Payment FREE & Unlimited “e” (electronic) statements via email (optional)
• FREE & Unlimited 24hr Telephone Teller Banking
• FREE & Unlimited business check writing
• FREE & Unlimited night depository bags
• FREE & Unlimited teller window transactions
• FREE & Unlimited outgoing & incoming ACH transactions
• FREE use of NHFCU photocopy machines in branch lobbies 
• FREE use of NHFCU shredding bins in branch lobbies
• FREE use of NHFCU fax machines in branch lobbies
• FREE Notary Public services for business clients
• FREE & Unlimited currency and coin orders
• FREE & Unlimited currency counting and strapping
• Coin counting and rolling services (cost 3% of total amount)
• Worry-free Member Privilege (overdraft) Service up to $800
• FREE Benefits For Your Employees!

• FREE Financial Seminars such as Credit Counseling, Programs for First Time Homebuyers, Options to Save For Education, Saving For Retirement, and more…delivered at your location or ours, upon request (available to clients with 10+ employees)

• FREE $25.00 American Express gift card for each employee when they open their first NHFCU personal checking account!

• Plus, a FREE $10.00 (office supply) gift card for your company, for each employee who opens their first NHFCU personal checking account

*FREE & Unlimited ATM usage includes any NHFCU ATM, any foreign ATM on the SUM network (they won’t charge you and neither will we), and any foreign ATM not on the SUM network (they may charge you for using their ATM but we won’t charge you for using their ATM).

Business Money Market Accounts

A Money Market account is designed for the small business that wants to earn higher dividends but still needs the liquidity of funds for their business. When you open up a Business Money Market account you can transfer funds when you need to, write a limited number of checks, and all the while earn dividends on your accounts. Check the most up to date Business Money Market rates.

Small Business Lending Programs

We want your business to succeed! We can help you with all types of financing, including small business loans that may be used for renovations, purchasing fixtures and leasehold improvements, refinancing current debt, financing new construction, purchasing buildings, and business expansion. Feel free to contact the Credit Union at any time to discuss your current and future business goals and objectives.

Business Partners

Nationwide Payment Solutions provides a variety of merchant services to make one stop payment processing a reality. They support all major credit and debit cards. They also support virtually every type of existing hardware and offer everything from touch-tone to sophisticated PC based point of sales solutions.For more information, please contact Rosemarie K. Lanchester at 781-447-7782 or mlanchester@getnationwide.com or visit them on the web: www.nationwidepaymentsolutions.com

Complete Payroll Solutions is a payroll company that  relieves the small business owner of administering payroll accurately and timely. Hiring the right payroll company will save you time, money and provide you piece of mind. Complete Payroll Solutions will issue your pay checks, maintain accurate payroll and tax records, deliver the appropriate tax forms, and can oversee your benefit program. Complete Payroll Solutions specializes in servicing small businesses ranging from one to 1000 employees. For more information, email David Broyles at: dbroyles@completepayrollsolutions.com.